Category Archives: LIFE

Faulty Foreclosures at Bank of America, Chase, & Others Have Been Going On for Years

Those on Wall Street, however, are largely unsympathetic, insisting that possible errors in the foreclosure process are beside the point, that the process begins only when a borrower starts missing mortgage payments … from Wall Street Blames Homeowners

What a crock of manure that statement is. Banks initiate foreclosures even when homeowners are current. The banks are evicting homeowners despite flawed documentation, and that is not beside the point!

The MSM is finally covering robo closers and law firms whose business is the churning of paperwork forcing homes into foreclosure without the proper review of paperwork. Banks are lying about their procedures and mistakes.

If you think fraudulent or phony bank foreclosures are something new, you’d be wrong. This has been going on for years.What is new is that the public along with many public officials are waking up to the fact that the banks have been deceitful and dishonest about the foreclosure process and have been screwing homeowners for years.

I know, because Chase tried foreclosing on me 9 years ago. It was an outrageous act on the part of Chase. Had it not been for a courageous, aggressive attorney, Tom Stubbs, who knew how the bank’s foreclosure process operated I would have lost my home.

This is a synopsis of what happened.

I had refinanced my home with a local bank a few years prior. The local bank, in turn, sold the mortgage to an entity called Cenlar. I made my payments to Cenlar for two years when I received a notice that Chase would now be my mortgage company. In the interim I received written notices and voice mail messages left by Cenlar saying to continue paying as always, until the transition was complete in 90 days. Shortly thereafter Chase began sending me acceleration notices. Since I’d never been late paying my mortgage, I didn’t know what an acceleration notice was.

Acceleration notices or not, I was sure since I hadn’t even received my first statement from Chase (and I continued to pay Cenlar) that there had to be some kind of mix up and it would be easily resolved. WRONG!

The day I received the foreclosure notice I was stunned. I couldn’t believe it. How could I be in foreclosure if I’d made all my payments on time? I immediately called Chase and was told by their customer service department that they couldn’t talk to me since I was in foreclosure! Say What? I was told to call the law firm handling the matter.

I called the firm and told them I hadn’t missed a payment… there had to be a mistake… I could prove this with copies of canceled checks. I faxed the information over to the voice (clearly unimpressed and disinterested) on the other end of the phone … sure once the canceled checks were received this would put an end to it. WRONG, again!

What made matters even worse is that in Georgia (unless the laws have changed), a homeowner only has 30 days to resolve the matter! Thirty days! What if I had been traveling when the notice arrived, or had been sick, or any number of other situations that could have chopped that 30 day time frame into impossible response time? Without the aid of my attorney my house would have been sold on the Court House steps to the highest bidder.

Here’s some of what I learned.

  • Chase didn’t have to prove I missed three payments and defaulted on the mortgage! Chase only had to say I defaulted! Imagine … no proof was required!
  • Once that foreclosure train started I couldn’t do a thing to change it myself. Having a lawyer was a necessity!
  • Chase didn’t care what the truth was and their law firm didn’t care what the truth was. All they wanted to do was to get the paperwork done!
  • In Georgia, if you miss even one payment a bank can send acceleration notices to foreclose.
  • Since it was assumed that I was a “deadbeat” I was treated disrespectfully by Chase and their partner’s in crime.

When everything was finally sorted out, it turned out I hadn’t missed a single payment. During the Cenlar/Chase transition I had made an extra payment! I was one payment ahead yet Chase was determined to foreclose with faulty paperwork!

No apology was ever rendered. Let me say again, this happened 9 years ago when we weren’t in the midst of a foreclosure crisis like we are today.


My favorite mortgage company, Chase, accidentally evicted here:

Judi Moser said her life is as shattered as her precious crystal. “It’s about 150 years old and it’s gone,” she said, talking about her now-broken crystal bowl.”Who would let people come in and just destroy a lifetime of things,” asked Moser.

SLIDESHOW: Woman Accidentally Evicted

She showed Channel 2 Action News reporter Richard Elliot what’s left of her life after deputies and crews evicted her from her home of 29 years, only to put it all back when they learned the bank made a mistake.”And then they said, ‘Oops, wrong, we made a mistake. Let’s put everything back,” said Moser. Moser said it all started when she hit some tough times and called her mortgage holder, Chase Bank, to make a home loan modification. She said she was approved and sent Chase $4,000.But, she said, Chase never processed the paperwork, which caused a mistaken foreclosure in February, and last week’s eviction.

And again here by Bank of America

FORT LAUDERDALE, Fla. When Jason Grodensky bought his modest Fort Lauderdale home last December, he paid cash. But seven months later, he was surprised to learn that Bank of America had foreclosed on the house, even though Grodensky did not have a mortgage.

Grodensky knew nothing about the foreclosure until July, when he learned that the title to his home had been transferred to a government-backed lender. “I feel like I’m hanging in the wind and I’m scared to death,” said Grodensky. “How did some attorney put through a foreclosure illegally?”

Bank of America has acknowledged the error and will correct it at its own expense, said spokeswoman Jumana Bauwens.

Foreclosure Trouble

Here another story that sounds familiar

“The bank made a mistake,” De Leon said, between tears. According to De Leon, after Washington Mutual sold his mortgage to Chase Bank in 2008, his $35,000 loan turned into a $350,000 nightmare. “Chase started rejecting my $350/month payments, and demanded $2,000 per month,” explained De Leon.

Want to really get pissed, go to Foreclosure Fraud and read some of the stories of banks that don’t give a damn about their business practices or their customers.

Other resources include Shame the Banks where the banks out of control behavior examined in detail and Bloggers Against Chase. Stories going back to 1998 here.

Abortion Doc Admits Being a Baby Killer

Abortion is the ultimate act of selfishness, particularly in a civilized society where there are so many other choices open to women besides purposefully snuffing out the life of an unborn. The truth is, many women never “get over it” and regret their decision to take (what seemed at the time) to be the easy way out.

Some are haunted by voices of their unborn. Some are so self-absorbed that they never consider the hideous nature of their decision to choose lifestyle over life… to rid themselves of this “sudden inconvenience” like an old pair of shoes.

Abortion is an emotionally charged topic that I have written about here and elsewhere.

My position about abortion has changed over the years, partly because of our ability to keep a fetus alive outside the womb as early as 22-24 weeks!

Now watch this Doctor’s admissions and ask yourself why we continue down this path? (H/T Mitchell Langbert’s Blog)

Let’s face it we all know someone who has had an abortion whether it’s someone in our immediate family, someone in our group of friends or associates,or someone that is as casual acquaintance.

My college room mate had an abortion. I remember the trauma surrounding her decision just before abortion became legal. I have one friend whose husband demanded she abort their child. She did and she never forgave him or herself. They divorced three years later.

Yet another friend years older than myself was very vocal about having gone through the late in life birth of a Down Syndrome baby… she wasn’t bitter. She was saddened by the multitude of hardships this 5th child placed on the rest of her family. She was also very upfront stating that if she had had a choice she would have had an abortion.

Aborting (what amounts to) a few cells that would fit in a petri dish in the first week or two of a pregnancy is one thing. It is something all together different when we are talking about a late term abortion of a fully formed fetus capable of living outside the womb. How is this not murder?

Let’s look at what we’re talking about before we toss “it” out without a second thought.

So where am I on this issue?

Abortion should be safe and legal, but RARE, but NEVER in the third trimester except in the most extreme circumstances. Instances of rape and incest make this a very difficult choice for the woman or girl involved. As a Catholic, it is difficult for me to condemn a new life because of the sins of a man of no conscious.

With all of that said, sadly it has become all too easy for women to abort their children because it interferes with their life style choices as the stats below demonstrate.

On average, women give at least three reasons for choosing abortion: three-fourths say that having a baby would interfere with work, school, or other responsibilities; about two-thirds say they cannot afford a child; and half say they do not want to be a single parent or are having problems with their husband or partner.

For more statistics read here

CLINTON PALIN 2012

CLINTON/PALIN TICKET FOR 2012 ANNOUNCED … HEADS EXPLODE ALL OVER WASHINGTON

ATLANTA, GA , October 12, 2010 -

In a stealth move no professional pol saw coming, the camps of Hillary Clinton and Sarah Palin have come together to announce the first all women’s ticket to run for the White House and the offices of President and Vice President of the United States of America.

The announcement came as a shock, stunning Washington insiders of every political stripe.  When told, many were simply dumb founded and speechless.

The sounds of people fainting and hitting floor along with  numerous heads exploding  and ricocheting can only be described as deafening.

In secrecy reminiscent of our planned attack on Normandy, France during WWII, both political camps have been quietly moving forward in their efforts to run in a manner that is sure to change the face of politics in this country for decades to come.

Only a handful of people, including  First Husbands Bill Clinton and Todd Palin, knew of this historic political alliance between Hillary and Sarah.

The delicate work of integrating both political camps has already begun.  Former press secretary to President Bill Clinton, Dee Dee Meyers, along with many other Progressives who supported Barack Obama in ’08  instead of Hillary, will definitely not be part of this historic run for the White House!

Saving the biggest political surprise for last, Hillary Clinton announced that the Clinton/Palin ticket will run as independents.  They will not be affiliated with either the Democratic or Republican parties.

While both women have staked out different positions on a myriad of issues, they share a commonality of purpose  for this country.  Both are determined to demolish the so-called glass ceiling which has prevented women from holding the highest office in this country.

They also expressed their eagerness to help the U.S. get its people back to work, to reduce the deficit, and to see the useless schmuck currently in the White House is kicked out of office.

When asked to comment on what he thought President Obama is likely to think about facing a Clinton/Palin ticket, former President Bill Clinton winked and said, “Pay back’s a bitch!”

THE WHORES AMONG US … N.O.W. ENDORSES GOVERNOR MOONBEAM

I am a professional woman … tagged as a “woman’s libber” year’s ago, I never liked the National Organization for Women. I always felt they denigrated women who decided to have children or chose to put their family ahead of their careers.

When Hillary Clinton was being torn apart by the MSM, NOW remained silent.  When Sarah Palin‘s family was being decimated and her newly born special needs baby Trig was mocked in the most vile ways NOW remained silent.

NOW finds the word whore offensive, offended when Beck called Sen. Mary Landrieu (D-La.) a “high-class prostitute” on his radio show.

Ah, when that same word was used by the Brown campaign to describe Meg Whitman … nothing but the sounds of silence!

Yesterday, NOW  finally exposed the true nature of the organization with it’s endorsement of Jerry Brown, a man whose campaign had no problem calling Meg Whitman, the first woman to possibly hold the office of Governor of California, a whore. NOW is an abortion rights group … all the other stuff (equal rights for women etc.) was fluff.

I don’t care what a woman’s political party is, she has a right to her views.  When people start throwing pejorative, vicious slurs at a woman for any reason, I have zero tolerance for this kind of crap!

In my book, if you call one woman a whore you are calling all women whores. If you remain silent you are as guilty as the abuser. Calling any woman a whore is verbal abuse … period!

We all know the primary meaning of whore, but there is a secondary meaning that fits here, that being venal or unscrupulous NOW and Governor Moonbeam are wedded together … whores forever.

Governor Moonbeam, who once said, “If it babbles and its eyeballs are glazed it probably comes from California”, has no problem with his staff calling his opponent Meg Whitman a whore … no outrage, no apology, no nothing!

Earlier this year he also compared Ms. Whitman’s advertising blitz to Hitler’s propaganda minister, Joseph Goebbels.

While I’m at it, let us not forget the jab Brown took at Bill Clinton, raking up images of the past with Monica Lewinsky.

Brown’s a classless jerk and a bore!

The Whitman campaign responded by saying:

“Meg Whitman is a pro-choice woman who was ranked among the world’s most accomplished women in business,” said Whitman campaign manager Jillian Hasner. “She’s now running to become the first woman governor in California’s history, and on the same day that it’s reported Jerry Brown’s campaign called her a ‘whore,’ the National Organization [for] Women endorses him.

It’s official: NOW is a partisan organization.”

The following is a comment from Sophia 5 at the Daily Beast (an unfortunate name for website managed by a woman):

Of course NOW is about Abortions.  Isn’t ironic, how some women who support abortion rights, just might be the same women who GO NUTS, SCREAMING and HOLLERING over wolf hunts.

Lets see . . . Fetus . . . or . . . Wolf . . . which one should have more rights ?

More about Brown here.




SATURDAY AM LAUGH or HOW THE DEVIL MESSES WITH OBAMA

Posted with apologies to all in advance.

(H/T HaHa Youre Dead)


One day in the distant future, former President Obama has a heart-attack and dies.

He immediately goes to hell, where the devil is waiting for him.


“I don’t know what to do here,” says the devil. “You are on my list, but I have no room for you. You definitely have to stay here, so I’ll tell you what I’m going to do. I’ve got a couple of folks here who weren’t quite as bad as you. I’ll let one of them go, but you have to take their place. I’ll even let YOU decide who leaves.”

Obama thought that sounded pretty good, so the devil opened the door to the first room.

In it was Ted Kennedy and a large pool of water. Ted kept diving in, and surfacing, empty handed. Over, and over, and over he dived in and surfaced with nothing. Such was his fate in hell.

“No,” Obama said. “I don’t think so. I’m not a good swimmer, and I don’t think I could do that all day long.”

The devil led him to the door of the next room.

In it was Al Gore with a sledgehammer and a room full of rocks. All he did was swing that hammer, time after time after time.

“No, this is no good; I’ve got this problem with my shoulder. I would be in constant agony if all I could do was break rocks all day,” commented Obama.

The devil opened a third door. Through it, Obama saw Bill Clinton, lying on the bed, his arms tied over his head, and his legs restrained in a spread-eagle pose. Bent over him was Monica Lewinsky, doing what she does best.

Obama looked at this in shocked disbelief, and finally said, “Yeah man, I can handle this.”

The devil smiled and said .. . . . .

“OK, Monica, you’re free to go.”

Hey, I’m sorry … the Devil made me do it!

GLORIA ALLRED JUMPS THE SHARK… TRIES TO DERAIL WHITMAN CAMPAIGN BY USING ILLEGAL IMMIGRANT NICKY DIAZ

I have never liked Gloria Allred.  The motivations behind who she has chosen to represent (while informing the MSM) have always been suspect to me.

I’m not alone.  Nancy Morgan over at Flopping Aces calls Allred a media hound who should be disbarred.

Allred has manufactured a reputation of being a ‘woman’s advocate.’ She envisions herself as a protector of all women against the patriarchal system of old white men. Her reputation is a direct result of accepting only those cases which will guarantee her publicity. No matter how frivolous.

Lost in the shuffle of bright lights and national face time is one inconvenient fact. As a lawyer, Gloria Allred is legally obligated to put her client’s interest ahead of her own. This she has not done.

Mark Levin, attorney and talk show host, interviewed Allred in an attempt to figure out why Allred would expose her newest media client and illegal alien, Nicky Diaz, to jeopardy.

What Gloria Allred has done, once again, is to unequivocally demonstrate that Progressives fancy themselves to  differentTheir behavior demonstrates that they feel the laws don’t always apply to them.

In fact,  we get to see Progressives ignoring the laws  they have a particular dislike or disdain for on a regular basis.

  • That’s why we have the head of the Treasury who didn’t pay his taxes until forced to because of his possible appointment.
  • That’s why we have a “Justice Department” incapable of finding racism and voter intimidation against the Black Panthers in Philadelphia.
  • That’s why we sanctuary cities like San Francisco and why Team Obama is suing the State of Arizona instead of protecting U.S. citizens and closing down the border.
  • That’s why we have a man sitting in the White House who was never eligible to hold the office of POTUS.
  • That’s why Gloria Allred is representing Meg Whitman’s former house keeper, a woman who lied to her employer for years and provided faked documents for her employment while accepting $23 an hour!

If you want another perspective you can also hear Greta Van Susteren’s Allred interview here. Greta calls Allred delusional! Allred has exposed herself to be a little more than a shallow, dimwitted fraud, law degrees and awards be damned.

Nancy Morgan is right … Allred should be disbarred!



Bill Clinton, Great One Moment… Cheesy the Next

I am a Bill Clinton fan and have been from the beginning … imperfections and all. I’ve supported him through thick and thin (here), and that’s why I am so disappointed with some of his comments lately.

Listen to this entire interview, and tell me part of you doesn’t wish we had a Clinton in the White House today instead of the incompetent Poseur that is taking this country down.

This is Clinton at his absolute presidential best. In particular, pay attention to his comments about Sarah Palin about the 5 minute mark.

Now listen to him being clever, cute, and cheesy.

MEMO TO PRESIDENT CLINTON: THE NEXT TIME YOU THINK ABOUT DENIGRATING FEMALE CANDIDATES OF THE TEA PARTY OR the GOP PERSUASION… DON’T!

It reflects poorly on you and hurts all women running for office, including HILLARY. Cheap shots are so unpresidential… we get enough of them from Team Obama and the MSM.

STEPHEN COLBERT’S CONGRESSIONAL TESTIMONY AN EMBARRASSMENT … HIS SCHTICK FALLS FLAT!

I love Colbert.  He’s a funny, smart, insightful comedian despite the fact that his politics go a little too far left for my tastes.

That having been said, I don’t know whose idea it was for him to testify in front of a Congressional committee on immigrant farm workers this morning, but as far as I’m concerned his presentation bombed … and not because many of his lines weren’t funny.

What works on the Colbert Report sounded inane in front of the House Judiciary subcommittee.

Stephen, what were you thinking? Hello! Earth to whoever thought this was a good idea. Did you think because  so many of the 30 and under crowd get their “news” from the Colbert Report and The Daily Show that this “testimony” would be taken seriously. Were you really so full of yourselves?

According to the Globe’s Political Intelligence, Colbert was asked to leave:

Colbert asked to leave Judiciary hearing

Comedian Stephen Colbert had barely seated himself at a House Judiciary subcommittee hearing this morning when US Representative John Conyers, Democrat of Michigan, asked him to leave. Conyers said the committee had not seen so many reporters at a hearing since presidential impeachment proceedings in the late 1990s, and he wanted Colbert to leave so that the committee could carry on with its work.

If this was an attempt to embarrass those who want the illegal immigration problem to be handled smartly and effectively, it backfired … BADLY! Y’all embarrassed yourselves.

Are the Democrats in Congress a Bunch of A**holes? More on DADT!

Did Jon Stewart really have to ask?

Of course they’re a bunch of assholes who have been running around believing that we, the voters of this country, are to be treated like Homer Simpson.

We aren’t supposed to be smart enough to see the legislative slight of hand for what it was … a way to blow smoke up the rear ends of everyone who supports DADT.

The Democrats purposely didn’t give DADT a chance of passage two days ago, as I wrote about yesterday.

This didn’t escape Jon Stewart.

The Daily Show With Jon Stewart Mon – Thurs 11p / 10c
Are We Run by A**holes?
www.thedailyshow.com
Daily Show Full Episodes Political Humor Tea Party

Let me say this again, if Obama and the Dems wanted to pass DADT they could have passed it.

They had the votes and the sentiment of most of the American people behind them.

PALIN, O’DONNELL, & THE END OF THE DEMOCRATIC & REPUBLICAN PARTIES AS WE’VE KNOWN THEM

Here are the statistics.  According to Investors.com Palin’s endorsement record is impressive. Of the 36 candidates facing contested primaries that she has endorsed, 25 have won. That’s a win ratio of just under 70%. Opps, looks like the grass roots Tea Party movement is the real deal!

Gov. Sarah Palin in Dover, NH Sarah Palin, the tough, astute, savvy politician that the MSM and their Democratic/Progressive  pals are fond of mocking and portraying as a dullard is whipping the pants off the Washington establishment.

Portraying Palin, the Tea Party, and conservatives of every persuasion as racists (that one’s getting old isn’t it?) spoilers, angry, and demented has come with a price … defeat at the ballot box!  Yes!

It has been grand fun listening to the pundits on MSNBC and CNN, and the likes of Bill Maher and the hideous Michael (can I squeeze another cheeseburger into my mouth) Moore continue to rant and wring their hands as they get the Tea Party movement wrong! They still don’t get it!  I’m guessing that’s because they have no concept of what it means to act on principle and hold adherence to the law as an American ideal.

They continue to rant:

that the Tea Party is leaderless and will never impact the country (leaderless in vague sort of way, yes, but the TP impact is transformative).  The flip side of that coin is that Sarah Palin (and Rush, and Shawn, and Glenn)  all lead the Tea Party (definitely wrong) and are in bed with the GOP (wrong, again as the O’Donnell win in Delaware demonstrates).  The TP hates Obama (wrong, his policies not the man).  Those in the multitude of Tea Party organizations across the country don’t understand the Constitution (Really?), they are afraid of Mexicans (no, we just want our laws enforced and our borders protected).

And, we must not forget the standard delegitimizations;  Palin, conservatives, Tea Party members, and all those who oppose Obamacare, TARP, and the radical agenda of the Democratic Progressives are white, uneducated, gun loving, frightened, confused, and myopic … incapable of seeing the greatness of Socialism and the New World Order.

The real shock though has come from Karl Rove and the other sore losers in the establishment GOP in Delaware, Alaska, and elsewhere in the country.  Christine O’Donnell won in Delaware because her opponent voted for TARP and increasing the deficit, Cap ‘n Trade, and would not support the repeal of Obamacare.   O’Donnell’s opponent, Mike Castle, was worse than a RINO (Republican in Name Only)!

And it gets better.  Harry Reid recently called Chris Coons avowed Marxist and O’Donnell’s opponent in November, his pet! God, gag me with a spoon! (Where is that barf bag?)

What does all of this mean?  Well, here’s a heads up for those currently in power  (Republicans and Democrats alike) who continue to disregard the obvious.

The American people have found their voice.  Our expressed wishes for the direction of the country will no longer be diminished, disrespected, and ignored.  In the very same way the MSM and the liberals and Progressives on cable have made themselves and their companies irrelevant, so too are the two controlling political parties in the country racing to make themselves irrelevant.  Christine O’Donnell’s win wasn’t a fluke … her win is the future!

Now, the question is will the former power brokers in the Democratic and Republican parties  go the way of the horse and buggy!